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First Choice Financial Services was formed in September 2000, with the aim of providing quality financial advice and exceptional service. Since then over €500m in business has been organised on behalf of clients and 95% of the business is repeat or referral business from satisfied clients.

We specialise in life & pension reviews. We save on average, 7 out of 10 clients' money by reviewing their life assurance policies. There are huge improvements and savings available when you review your Pension Retirement Plans.

Here at First Choice, we can assist you with meeting all your banking needs. At First Choice, we are experts in business lending and are on the panel of assessors for the Credit Review Office, overseeing the lending practices of Irish Banks to the SME Sector.



We are now deposit brokers, offering the best advice for our clients' bank deposits. Finally, we are Aviva Health Insurance and HSF Health Plan agents, and can offer comparison quotes & expert advice in minutes.

Your first choice for:
- Life Assurance, Retirement Planning, Investments and Deposits
- Debt/Banking Consultancy including Debt Forgiveness
- Health Insurance




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10/05/2012
Our latest deposit rates - Great rates with Investec/MERRION, PTSB, KBC & Leeds Building Society


Headline rates: 2.53% demand; 3.25% Smart Access Demand; 2.90% 30 day notice; 2.50% Freedom 30 Day Notice; 3.25% 90 Day Notice; 3.00% 6MTH; 3.00% 9 MTH; 4.10% 1YR; 6.00% 18MTH; 7.50% 24MTH; 11.75% 3YR; 23.50% 5YR - for more great rates click here

10/05/2012
Latest news on the new Personal Insolvency Bill
'Turning the tide of debtors heading to UK'


02/05/2012
Paul Kerr - 'A Guide to Funding' and the 'Credit Review Office'


Please click here for Paul's presentation on 'A Guide to Funding' and here for the 'Credit Review Office'.


30/04/2012
Is debt forgiveness coming?


Please see attached some interesting articles regarding the latest news on the governments new Insolvency Bill. Click here for 'Dublin nurse secures €152k mortgage debt write-down' & the follow up article hereClick here for 'Credit unions to be major losers with debt-relief scheme' or here for 'Bankruptcy expert calls for legislation on debt forgiveness'


30/04/2012
A guide to creating your own Standard Financial Statement.


Click here to view our debt/banking page where there are useful videos by KBC Bank showing how to create an effective Standard Financial Statement which is a budgeting tool that lists all your monthly income and outgoings.


27/04/2012
What we can do for you!


Following on from last month’s article in relation to saving money for clients on their life assurance policies, we have set out an example of a recent review carried out for our clients. Find out more>>


23/04/2011
Life Insurance - can you afford not to?

"A life insurance plan helps to protect you and your family from the financial uncertainty and hardship that comes with unexpected illness or death"

Many families are aware they need life insurance but almost 7 in 10 totally overestimate the monthly cost and guess it costs an average of €35.45 per month. Actually, life insurance can start from just €15 per month. Find out more>>


20/04/2011
Do you know someone struggling with too much bank debt?

Bank negotiations are becoming a big part of our business. In the last 3 months we have negotiated 8 ‘full and final’ settlements writing off bank debt, which is as many as we had done in the previous 12 months. Find out more>>


16/04/12
Na Piarsaigh G.A.A Club Sponsors


We are delighted to announce that we are now sponsors of Na Piarsaigh G.A.A Club's underage teams. More>>


11/04/12
Survey: 71% not confident about state pension

71% are not confident that they will receive the same level of today’s state pension when they retire, according to a recent survey carried out by Standard Life. Find out more>>


29/03/12
Survey: Brokers best for life cover


A recent survey by Caledonian Life identified that, consumers can save up to €16,000 over the term of their Life Assurance policy by choosing to buy their cover from a broker rather than a bank. Find out more>>


Great deposit rates with KBC!

First Choice have been deposit brokers for the KBC Bank since March 2011. First Choice clients can access an alternative option to Irish Banks for their cash deposits via KBC Bank, one of the worlds ‘top 50’ banks. Find out more>>

First Choice Financial Services Ltd, 20 Lower Hartstonge Street, Limerick           Tel: 061 317260        Fax: 061 317263        Email: info@firstchoiceltd.ie
First Choice Financial Services Limited is regulated by the Central Bank of Ireland